Solutions
Captive insurance for complex industry risk
Primary Industries Risk Colective helps qualifying businesses evaluate captive insurance structures that support greater control, improved alignment of coverage, and long-term risk financing discipline across primary industries.
Overview
Why a captive structure
A captive can be a strategic option for businesses with meaningful premium spend, a commitment to risk management, and a desire for more transparency in how risk is funded and governed.
Greater control
Shape policy design, claims philosophy, and governance around the realities of your operations rather than relying solely on standard market terms.
Aligned incentives
Connect underwriting performance, loss prevention, and financial outcomes so risk improvement efforts can translate into measurable value over time.
Data-driven insight
Use clearer claims and exposure data to inform decision-making, support renewals, and identify trends across engineering, agriculture, mining, renewable energy, and infrastructure portfolios.
Long-term resilience
Build a more durable risk financing framework that can complement broader insurance and mutual arrangements as your business evolves.
Use cases
Where captives add value
Captive insurance structures are typically most effective when they are matched to disciplined risk management, sector complexity, and a clear strategic objective.
Our approach
We work with prospective participants to assess whether a captive structure is commercially appropriate, operationally practical, and aligned with broader insurance objectives.
This includes reviewing risk profile, premium volume, claims experience, governance expectations, and how captive participation may sit alongside broking and mutual fund solutions. The result is a clearer view of feasibility, structure options, and next steps.